A fixed annuity is an investment product with a fixed interest rate backed by an insurance company(1). A lump-sum is invested with a set amount of income paid at regular intervals for the life of the product or the life of the investor. No taxes are paid on earnings until they are withdrawn(2). Fixed annuities are a good investment option for individuals at, or nearing, retirement who want a stable income.


Our investment professionals are students of the financial markets. They monitor stock movement and trends. Based on your individual goals, our investment professionals can help put together a portfolio designed to provide a comfortable balance of equity and income for the long-term.


If you have funds in a retirement plan or 401(k) with a previous employer, are those funds now simply sitting stagnant? Is your current employer being purchased or changing ownership? How will that affect your retirement savings? First Federal Investments can help move your vested earnings and savings into a Rollover IRA. You may be able to maintain your present mutual funds or select new ones. You can consolidate multiple plans into a single, more manageable plan.


One of the best courses of action for retirement planning is to begin saving as soon as you enter the workforce…and remain committed to your plan. First Federal investment advisor representatives can help calculate how much you’ll need to set aside to help maintain your standard of living at retirement. An array of investment products is available to maximize your savings potential. Remember, retirement planning is a long-term strategy that requires commitment, and the sooner you start, the better!


First Federal Investments can provide access to a variety of options for tax advantaged investment products. Our professionals can design a product mix that may create the best possible tax advantage for you. However, a professional tax adviser must be consulted.

(1) All guarantees are backed by the claims paying ability of the issuing insurance company.
(2) Withdrawals are subject to income tax and prior to age 59 ½, a 10% federal penalty tax may apply.

INVEST Financial Corporation, member FINRA, SIPC is not affiliated with First Federal Savings Bank or First Federal Investments. Securities, advisory services and insurance products are offered through INVEST Financial Corporation, a Registered Broker Dealer and Registered Investment Adviser, and its affiliated insurance agencies are not FDIC insured, not deposits of, obligations of, or guaranteed by any bank, and; subject to investment risk, including the possible loss of principal amount invested. INVEST Financial Corporation’s Privacy Policy

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